Mortgage / Foreclosure

Foreclosure Counseling

Homeowners facing the threat of foreclosure may receive assistance in preserving the equity they have in the home by calling Financial and Foreclosure Counselor at extension 6147. They can discuss foreclosure prevention and loss mitigation options with homeowners.

For more information about "The HOPE Initiative" and avoiding foreclosure click here.

Did you know?

Did you know that in July 2010 Maryland’s new Foreclosure Mediation Law became effective? This law requires mortgage lenders and servicers to be much more responsive to homeowners facing foreclosure and to help homeowners get relief through a loan modification if they qualify. The law gives homeowners an opportunity to meet with the lender and an independent party to ensure that alternatives to foreclosure have been considered. GCCAC employs a Financial Counselor who has been trained to mediate as a third party in an effort to help homeowners apply for loan modifications with their lenders.

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Maryland Homeowner Foreclosure Timeline

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GCCAC Mission Statement

The mission of

Garrett County Community Action Committee, Inc., is to improve the quality of life for people in need by empowering them to become more self-sufficient and by providing essential services in collaboration and cooperation with partners

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